After suffering injuries in an accident, you may think your best bet is to rely on your insurance company. The truth about insurance companies is that they do not always have your best interests in mind. Odds are, they won’t pay you the total amount of compensation that you deserve. Hence, you need to think about a personal injury lawsuit. Now, when you file a lawsuit, if the insurance company paid you anything, you’ll have to pay it back.
When filing a personal injury claim, here is what you should expect from your insurance company.
Insurance Companies May Blame You
Most people believe that since they pay into the insurance policy that the insurance agency will be on their side. This isn’t always the case. Remember that insurance companies are for profit businesses and they want to ensure their bottom line. They may look for reasons why you may have been at fault. It helps to have a lawyer involved with your case, to ensure that you are getting the compensation that you deserve. In addition to putting the blame on you, you may find that your adjuster begins to bring up pre-existing conditions. The idea is to blame your injuries on anything other than the accident.
Insurance Companies May Question You
Insurance companies will question the validity of your case. They may even question your credibility. It is not uncommon to feel like you are being interrogated by your insurance company. If the company is questioning the credibility of your case, then it is important to have a lawyer to advocate for you. Odds are that the insurance adjuster will look for any inconsistencies in your story. He or she may take innocent explanations and twist them in their favor. A lawyer can advise you on what to say to your insurance adjuster. He or she can advise you which questions to answer and when to direct the agent to your lawyer.
If you’ve been in an accident of any kind, you may deserve compensation. If you also have insurance, it is important that you don’t assume that you will be covered. Often, the insurance won’t pay as much as you deserve and may even try to sabotage the process. To have a lawyer at your side to advocate for you is a smart decision. Find out more about how to pursue a personal injury suit by consulting with a personal injury lawyer in Maricopa County, AZ, like from Saavedra Law Firm, PLC, as soon as possible.